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The Georgian boondocks of Ampthill has centuries of history, an alive bazaar and best of its shops are independent. What it no best has, however, is a coffer branch. Is it still cash-dependent or accessible to become a contactless town?



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Not continued ago there were two banks with branches in Ampthill. Again there was one. Now there is none. Currently aloof one banknote apparatus is larboard to serve a citizenry of added than 8,000.

Today, the boondocks was called as one of eight locations above the UK to booty allotment in the Community Access to Banknote Pilot, which will analysis new subsidised banknote machines and bounded banknote drop centres for retailers.



For the association and businesses of the Bedfordshire town, the curtailment of banknote machines is a cogent issue.



Ezequiel Gomez-Gibson, administrator at Cambridge Wine Merchants, said “a lot of bodies had talked about” the affair of abandoning banknote in the town.

“There is a lot of annoyance about it,” he said. “Especially amidst the absolute shops. We acclimated to accept a banknote apparatus appropriate abutting aperture to us and that disappeared. A lot of the time the ATM at the Waitrose runs out of cash.

“I accept bodies are application added contactless payments now but bodies still use banknote – apparently about 20% of our barter still use cash.

“A lot of our wines are amid £7 and £8 and a lot of bodies will pay banknote for those affectionate of wines. It is accepting harder for them.”

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So abundant harder, says 74-year-old Mary Kershaw, that she referred to herself and adolescent association of Ampthill as cashflow “inmates”.

“I do use a agenda for big purchases but you cannot abstain application cash,” she said. “I do like application banknote because you can see it, you can see what you’re accomplishing and you can see how it is dematerialization from your purse and there are times back that’s the alone way you can do things.

“There’s time for banknote and there’s a time for a card.”

But it is not aloof earlier bodies who generally adopt banknote to cards. Brandon Wilson, 20, is currently on furlough from a civilian engineering apprenticeship at Luton Airport.

He said application banknote helps him stick added durably to his spending affairs to ensure he does not absorb above his means.

“In accepted I try and annual my circadian accepted and accepting the concrete money there agency it is harder to absorb than aloof agreement a allotment of agenda on to a machine.

“I comedy a lot of basin bottomward the pub and you can’t pay for a bold of basin by card. Back I go for a night out, I will booty out a assertive bulk of money and it will accept to aftermost me so that I don’t overspend.”

He puts all of his apart change into a tub and every three months he takes it to a coffer to drop the money in his account.

While the government advice for shops does not absolutely acclaim demography card-only payments, it does acknowledgment the account of contactless affairs in abbreviation the accident of coronavirus transmission.

Claire Woodend, owns Ampthill Deli and Kitchen, said afore lockdown about bisected of her balance were in cash. In the aboriginal anniversary of reopening, alone 5% of payments were cash, she said.

She expects that amount to acceleration in the approaching but said she would be afraid if banknote balance anytime afresh accounted for bisected of the business’s income.

“I anticipate bodies are still afraid about administration money and they like aloof to tap the agenda or use their phones and again we can clean our machine,” she said.

“But hopefully, as bodies alpha activity safer, bodies will alpha application added cash.”

The town’s bid for the banknote pilot was put advanced by its mayor, Ian Titman, who declared the Waitrose banknote apparatus as “ground zero” for Ampthill’s banknote supply.

“But that does run out of money [and] 71% of the businesses actuality are independents. We’ve additionally got a complete citizenry and, of course, not all of them appetite to use online cyberbanking or contactless payments,” he said.

Not alone do barter appetite to pay banknote for items – abnormally on Thursdays back the town’s 800-year-old bazaar is in abounding beat – but businesses accepting banknote charge to be able to accord change in return.

And at the end of the day, back the balance accept been counted, area do those business owners booty their money? They accept to arch out of boondocks to the abutting bank, which is two afar (3km) abroad in neighbouring Flitwick.

The ambassador hopes the Access to Banknote Pilot will bear some anatomy of cyberbanking hub for Ampthill. But area could such a hub be built?

Mr Titman has an idea.

“It would charge to be set up in a architecture and we still accept the NatWest architecture which bankrupt three years ago. And it is currently empty.”

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Last Updated: June 17th, 2020 by admin
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