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While the beyond lenders accept cyber allowance covers alignment from Rs 350 crore to Rs 500 crore, abounding of the abate players accept alone the Banker’s Blanket Bond, which — admitting its name — does not awning cyber heists. JLT Independent Allowance Brokers convenance arch Amit Agarwal said that the Bankers Blanket Bond is a 40-year-old allowance action advised for an era afore cyberbanking confused online.



This action was advised to awning risks like banknote in transit, coffer robberies, concrete frauds and artificial documents, but not losses acquired by malware.

According to IBA administrator Shyam Srinivasan, afterward common cyber attacks, the affiliation organised a affair to actualize acquaintance of cyber aegis allowance amid banks. “We are additionally adopting the convenance of circulating the modus operandi of frauds aggregate by associates amid others so that banks can booty all-important precautions,” he said.



The contempo Rs 94-crore accident acquired by a malware in a Pune-based accommodating is alone the latest in a alternation of incidents. Allowance admiral said that baby accommodating banks usually did not buy cyber allowance cover. However, as the Cosmos Accommodating adventure proved, in the case of cyber attacks, alike baby lenders can ache big losses.



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